The Best Checking Account Promotions Available Right Now

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Banks are more eager than ever to find new customers. That’s why so many of them are currently offering special promotions to people who are looking to open new accounts. This promotions include bonuses, lower fees and even free cash. We’ve rounded up the best for you to explore. 

A sign up bonus of up to $350 with a Chase total checking and savings account.

Chase, one of the leading banks in the United States, introduced a wildly popular Total Checking promotion last year – and they’re continuing it this year too. New Chase customers get a $200 bonus for opening a total checking account, with an additional $150 for opening a savings account. Other advantages include free access to features like person-to-person payments, digital access to the JP Morgan You Invest program, and credit score monitoring. To qualify for all of the above, you’ll need to deposit a minimum of $10,000 into your new savings account within 20 business days; maintain a $10,000 balance for 90 days; and set up a recurring direct deposit for the checking account.

$500 for opening a Citibank account package

Citibank is offering new customers $400 for opening an eligible checking account and savings account, as well as an additional $100 for completing at least one qualifying direct deposit each month, for two months in a row. To qualify for this offer, you’ll have to open two new accounts online, deposit a minimum of $15,000 into the checking and savings account (you can split it between the two), and maintain a minimum balance of $15,000 between those two accounts for 60 days. You’ll also need to set up a direct deposit. Your cash bonus will be deposited into your account within 90 days of your meeting the requirements.

A $200 bonus with Citibank’s Basic Banking package

This promotion is clearly spelled out on Citibank’s website. Your first step is to open a new eligible checking account in the package, by the date given. You then need to deposit $5000 new-to-Citibank funds within 30 days of opening the account and maintain $5000 as the minimum balance for 60 consecutive days. Once you’re done with that, you’ll receive your bonus within 90 days.

A $100 welcome bonus for opening an Advantage Banking account with the Bank of America

To qualify, you must open your new account online and set up direct deposit or set up and receive at least two qualifying direct deposits of $250 or more within the first 90 days. Keep in mind that the above offers have short shelf lives and frequently change. Keep researching online for different offers and promotions. Do some comparison shopping, don’t click on the first offer you see. However, once you find one that suits you, don’t wait.

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